Year-round partnership

Proactive beats reactive.
CPA-led tax and financial
planning for busy lives.

We help W-2 families and business owners reduce surprises, optimize year-end decisions, and build a coordinated long-term plan.

Schedule a Discovery Call See our 3-step process →
Led by Daniel Richter, CPA, CFP® • Clear scope • Flat-fee clarity • Calm execution.
Friendly professional tax and financial planning
Warm, human-first planning with high-end technical depth.

What we cover

Short, clear summaries upfront. Expand for deeper detail. You’ll get the strategy without the overwhelm.

T
Proactive Tax Planning
Reduce surprises, align decisions with your real-life goals.
We focus on coordinated, year-round moves that connect income, investments, benefits, and business structure—so April feels boring (in a good way).
  • Year-end and mid-year strategy checkpoints
  • W-2 optimization (equity, benefits, withholding)
  • Small business and entity planning
  • Retirement and tax-efficient savings coordination
F
Tax + Financial Integration
One plan that respects taxes, cash flow, and long-term outcomes.
Great planning is not siloed. We pair technical tax expertise with practical financial planning to help you make confident choices.
  • Cash flow and goal prioritization
  • Investment tax awareness (without product pressure)
  • Family protection and education planning
  • Multi-year forecasting when it matters
B
Business Owner Strategy
Clean structure, better decisions, less chaos.
Whether you're growing, stabilizing, or stepping back, we help you align entity, compensation, and tax strategy with your real plan.
  • Entity selection and optimization
  • Reasonable compensation and payroll strategy
  • Retirement plan design for owners
  • Exit and succession mindset planning

Client Experience

Planning that feels clear, grounded, and human— backed by professional-level technical depth.

Financial road map from today to tomorrow
A clear path forward
Family-focused financial protection and savings
Protect what matters
Business strategy and growth planning
Business + personal alignment

Want a calm, coordinated plan?

Start with a focused discovery call. We’ll clarify scope, confirm fit, and outline your best next steps.

Schedule a Call